‫معيقات ‬‫استخدام‬ ‫المنتجات‬ ‫المشتقة‬ ‫في‬ ‫تغطية‬ ‫المخاطر‬ ‫البنكية‬ ‫‪‬‬‫دراسة‬ ‫ميدانية‬ ‫بالبنك‬ ‫الخارجي‬ ‫الجزائري‬ ‬

Abstract

The waves of change in the international financial markets and the fluctuations in exchange rates and interest rates have all contributed to the generation of risks and their increase due to the intensification of competition and the shift from the money market to the capital markets necessarily led to the search for new ways to manage risks and reduce their impact Through financial engineering products, especially financial derivatives that create new ways to understand, measure and manage risk, but Algerian banks still today lack the simplest products of financial engineering, and based on the field study at the level of the Algerian foreign bank, Analytical and Statistical Methods, in order to know the difficulties facing the Bank in using these innovative tools, and through this study we came out with the important result that this is mainly due to the lack of a financial culture, the enhancement of movement in the financial market in addition to the absence of legal legislation and tax incentive.